The small things add up

Aiming to reach money goals should be hastened wherever possible as procrastination can lead the goals into the other direction. Credit card interest avoidance and saving early on are key togaining more compound interest as a fruitful bonus.

With respect to hastening the accrual of savings it’s important to budget. However, do not deny yourself wholly of ‘fun time money’ as this can lead to spending binges. The sooner the savings account starts to grow the better as the interest starts to accrue.

With embellished luxuries, or things you really can do without like the latest issue of Readers Digest Magazine or a Starbucks, it’s important to be strict from the start as the little amounts can add up quickly. Finding the perfect strategy to save money and to not sweat the small things will take a little time.

Top help with the urge to buying the little things, leave most of your money at home. This way if you insist on purchasing the item you must go all the way home first and this will give you a little more time to think, do I really want or need this.

Different ways to save money 2

1. Making money on Ebay is the latest craze.
Look into your closets and cupboards. Ask yourself this question “Do I really need all of this stuff? “. If you don’t need it, then set up an account on eBay, and try to sell it all. This is areally good way to make some extra cash to not only pay bills, but to also put into your savings account.

2. Paying for your trip early benefits in more than just one way.
Most airlines sell just a few seats at cheap prices. Try and book your flight as soon as possible to avoid big prices. Once they sell out of their cheap seats, they generally tend to raise the prices onall the seats that are left.

3. Paying more than just your monthly insurance bill will save in the long run.
Since most insurance companies charge a fee for letting you pay in monthly instalments, try paying your bill yearly. This could potentially save you hundreds in the years to come.

4. Don’t go crazy buying lottery tickets, maybe just a couple.
The odds of winning the lottery are almost impossible. Instead of buying 10 or 20 tickets a week, try only buying 1 ticket a week. You will probably have better luck trying to win this way since it actually only takes one ticket to win anyway.

5. Avoid AA or RAC insurance if you never use it, why pay for it?
AA and RAC is just another type of insurance that you have to pay for if you breakdown andneed to be towed home. Instead of paying for this insurance, try just putting the money into a savings, and just pay cash for the tow truck. There are many cheaper alternatives than paying for this unnecessary insurance.

Different ways to save money

1. Earn extra money by showing off your talents.
Even though everyone isn’t a pop star or an artist, try taking the talents that you have and make some extra money. See if you can start to teach other people some of the things that you know how to do.

2. Get cheap theme park and theater tickets rather than paying full price.
Even though it doesn’t always happen, try going to different websites that offer last minute deals for theme park and theater tickets. Sometimes it might be hit and miss on if you can get them or not, but most of the time you can get a savings of almost half on regular tickets by going to this website.

3. Trade in your new car for a cheaper reliable model.
Instead of having that fancy car that doesn’t get good gas mileage, try trading your vehicle in for a low cost and low maintenance used vehicle. Especially try to go to a rental place. These vehicles tend to go at a fraction of the cost, and most of the time gets really good gas mileage, a lot better than most cars.

4. Go to your public library to get the newest books to read.
Instead of buying the latest how to books or videos or dvds, try your local library. You are sure to find the entire how to books that you need, and they don’t cost a dime unless you forget to return them by the due date.

5. Don’t get scammed by the ticket scalpers
Ticket scalpers try to sell you tickets that you can’t get anywhere else. All they are doing is lying to you. All tickets are available to everyone. All you need to do is to know when they go on sale. This is when the scalpers buy them at cheap prices. Make sure that this is when you get yours too.